Terms & Conditions

General

This website (the “Site”) is owned and operated by ThinksmartAgency.com

(“ThinksmartAgency.com,” “we” or “us”). By using the Site, you agree to be

bound by these Terms of Service and to use the Site in accordance with these

Terms of Service, our Privacy Policy and any additional terms and conditions that

may apply to specific sections of the Site or to products and services available

through the Site or from Thinksmart Agency.com. Accessing the Site, in any

manner, whether automated or otherwise, constitutes use of the Site and your

agreement to be bound by these Terms of Service.

We reserve the right to change these Terms of Service or to impose new

conditions on use of the Site, from time to time, in which case we will post the

revised Terms of Service on this website. By continuing to use the Site after we

post any such changes, you accept the Terms of Service, as modified. Intellectual

Property Rights

PAYMENT TERMS

You agree to pay for all fees with respect to the subscription product you have selected to purchase (the “Subscription Product”). You will be charged immediately for the entire period of the subscription at the then-current fee, and you accept responsibility for all recurring fees until you cancel your subscription. Except as specifically provided in the Refund Policy set out below, all fees are non-refundable.

All fees are exclusive of applicable taxes and you are responsible for the payment of any taxes associated with the purchase of the Subscription Product.

A valid credit card is required to purchase any Subscription Product. You authorize us to charge the applicable recurring subscription fees to any credit card you have on file with us or any replacement card.

You represent and warrant that you are the lawful owner of the credit card, or that you are authorized to provide and use the credit card.

We will not disclose your credit card information, except as required in the course of providing the Services and the Subscription Product.

You agree to immediately inform us if any credit card information changes or if your credit card is expired or rejected, and to provide us with valid replacement credit card information. 

You agree to request termination of any recurring credit card transaction, or to transition to another credit card, prior to the expiry of the current billing cycle.

You will notify us about any billing problems or discrepancies within thirty (30) days. If you do not bring them to our attention in writing within the thirty (30) days, you waive your right to dispute such problems or discrepancies.

If payment of any fees remains outstanding for more than five (5) days, we reserve the right to suspend or terminate any Account, Subscription Product, and/or your access to the Services until payment is received in full. 

We may at any time revise our fees, or institute new charges or fees. Fee changes and new charges will not apply to any current subscriptions, but only to new subscriptions after the effective date of the fee change.

RENEWALS

The Subscription Products will be set to automatically renew upon expiration of the term. Unless you cancel your subscription prior to the expiry of the current billing cycle, your account will be automatically renewed for the same term. At the time of renewal, you will be charged the then current fee.

SUSPENSION OF SERVICES

We reserve the right to suspend your Account, and/or access to the Services and any related support at any time, without prior notice and without liability to you, if:

you fail to pay any outstanding amount within seven (7) days after receiving a payment reminder; or

we reasonably believe that you have breached these Terms.

During any suspension period:

you will continue to be bound by these Terms;

all fees and charges payable by you will remain due and payable; and

no credit will be provided for any period of suspension.

Our right to suspension is in addition to any of our other rights or remedies that we may have, including but not limited to any termination rights.

CANCELLATION AND TERMINATION

You may cancel any subscription to a Subscription Product at any time. If you cannot cancel, please email us at by email us at: [email protected] or call us.  to cancel your Subscription Product. Cancellation takes effect at the expiration of the Subscription Product.

In addition to any other termination rights that we may have, we reserve the right to modify, suspend, discontinue or terminate the Services or any party’s ability to access or use the Services, our materials or any other Content, at any time and for any reason, including any breach by you of these Terms, or for no reason, without liability.

Upon termination, you will have no further right to access or use the Services, and all rights and licenses granted to you under these Terms will terminate. Termination or other discontinuation of your use of the Services will not relieve you of any obligations arising prior to termination regarding the use and protection of intellectual property or confidential information, ownership, or indemnification, nor will it relieve you of any liability for any breach of these Terms. Upon termination, we will have the right, but not the obligation, to permanently delete any User Submissions and other materials that you have submitted.

REFUND POLICY

IF YOU CANCEL A SUBSCRIPTION OR CHANGE YOUR MIND ABOUT A COURSE, WE WILL NOT REFUND ANY FEES OR CHARGES PAID PRIOR TO THE EFFECTIVE DATE OF CANCELLATION OR TERMINATION EXCEPT:

AS REQUIRED BY LAW; OR

IN THE CASE OF AN ONLINE COURSE, IF YOU PROVIDE WRITTEN NOTICE OF CANCELLATION VIA EMAIL, REQUESTING A REFUND, WITHIN TEN (10) DAYS OF REGISTRATION, PROVIDED THAT YOU HAVE NOT ACCESSED ANY PORTION OF AN ONLINE COURSE OTHER THAN UNITS 1 AND 2. REFUND REQUESTS MUST BE SENT TO US AT SUPPORT(AT)THINKSMARTAGENCY.COM. 

If HT terminates a course or other Subscription Product, without cause, prior to the expiry of your subscription, users will be entitled to partial refunds of amounts paid for any portion of the subscription term remaining after termination; provided, however that refunds will be calculated on the basis of full monthly rates, rather than discounted plan rates, being applied to any portion of the subscription used prior to termination. 

If HT terminates your right to access or use the Services or Content because of a breach by you of these Terms, HT will not refund any fees or charges paid prior to the effective date of termination. Our Limited License to You

This Site and all the materials available on the Site are the property of us and/or

our affiliates or licensors, and are protected by copyright, trademark, and other

intellectual property laws. The Site is provided solely for your personal

noncommercial use. You may not use the Site or the materials available on the

Site in a manner that constitutes an infringement of our rights or that has not

been authorized by us. More specifically, unless explicitly authorized in these

Terms of Service or by the owner of the materials, you may not modify, copy,

reproduce, republish, upload, post, transmit, translate, sell, create derivative

works, exploit, or distribute in any manner or medium (including by email or other

electronic means) any material from the Site. You may, however, from time to

time, download and/or print one copy of individual pages of the Site for your

personal, non-commercial use, provided that you keep intact all copyright and

other proprietary notices.

Your License to Us

By posting or submitting any material (including, without limitation, comments,

blog entries, Facebook postings, photos and videos) to us via the Site, internet

groups, social media venues, or to any of our staff via email, text or otherwise,

you are representing: (i) that you are the owner of the material, or are making

your posting or submission with the express consent of the owner of the

material; and (ii) that you are thirteen years of age or older. In addition, when you

submit, email, text or deliver or post any material, you are granting us, and

anyone authorized by us, a royalty-free, perpetual, irrevocable, non-exclusive,

unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create

derivative works from, distribute, and/or publicly perform or display such

material, in whole or in part, in any manner or medium, now known or hereafter

developed, for any purpose. The foregoing grant shall include the right to exploit

any proprietary rights in such posting or submission, including, but not limited

to, rights under copyright, trademark, service mark or patent laws under any

relevant jurisdiction. Also, in connection with the exercise of such rights, you

grant us, and anyone authorized by us, the right to identify you as the author of

any of your postings or submissions by name, email address or screen name, as

we deem appropriate.

You acknowledge and agree that any contributions originally created by you for

us shall be deemed a “work made for hire” when the work performed is within the

scope of the definition of a work made for hire in Section 101 of the United States

Copyright Law, as amended. As such, the copyrights in those works shall belong

to Thinksmart Agency.com from their creation. Thus, Thinksmart Agency.com

shall be deemed the author and exclusive owner thereof and shall have the right

to exploit any or all of the results and proceeds in any and all media, now known

or hereafter devised, throughout the universe, in perpetuity, in all languages, as

Thinksmart Agency.com determines. In the event that any of the results and

proceeds of your submissions hereunder are not deemed a “work made for hire”

under Section 101 of the Copyright Act, as amended, you hereby, without

additional compensation, irrevocably assign, convey and transfer to Thinksmart

Agency.com all proprietary rights, including without limitation, all copyrights and

trademarks throughout the universe, in perpetuity in every medium, whether now

known or hereafter devised, to such material and any and all right, title and

interest in and to all such proprietary rights in every medium, whether now known

or hereafter devised, throughout the universe, in perpetuity. Any posted material

which are reproductions of prior works by you shall be co-owned by us.

You acknowledge that Thinksmart Agency.com has the right but not the

obligation to use and display any postings or contributions of any kind and that

Thinksmart Agency.com may elect to cease the use and display of any such

materials (or any portion thereof), at any time for any reason whatsoever.

Limitations on Linking and Framing. You may establish a hypertext link to the

Site so long as the link does not state or imply any sponsorship of your site by us

or by the Site. However, you may not, without our prior written permission, frame

or inline link any of the content of the Site, or incorporate into another website or

other service any of our material, content or intellectual property.

Disclaimers

Throughout the Site, we may provide links and pointers to Internet sites

maintained by third parties. Our linking to such third-party sites does not imply

an endorsement or sponsorship of such sites, or the information, products or

services offered on or through the sites. In addition, neither we nor affiliates

operate or control in any respect any information, products or services that third

parties may provide on or through the Site or on websites linked to by us on the

Site.

If applicable, any opinions, advice, statements, services, offers, or other

information or content expressed or made available by third parties, including

information providers, are those of the respective authors or distributors, and not

Thinksmart Agency.com. Neither Thinksmart Agency.com nor any third-party

provider of information guarantees the accuracy, completeness, or usefulness of

any content. Furthermore, Thinksmart Agency.com neither endorses nor is

responsible for the accuracy and reliability of any opinion, advice, or statement

made on any of the Sites by anyone other than an authorized Thinksmart

Agency.com representative while acting in his/her official capacity.

THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH

THE SITE AND BY Thinksmart Agency.com AND ANY THIRD-PARTY SITES ARE

PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER

EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO

APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED,

INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF

MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT

WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL BE

UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR

THAT ANY PART OF THIS SITE, INCLUDING BULLETIN BOARDS, OR THE

SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER

HARMFUL COMPONENTS.

WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE

USE OR THE RESULTS OF THE USE OF THE SITE OR MATERIALS ON THIS SITE

OR ON THIRD-PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY,

TIMELINESS, RELIABILITY OR OTHERWISE.

You agree at all times to defend, indemnify and hold harmless Thinksmart

Agency.com its affiliates, their successors, transferees, assignees and licensees

and their respective parent and subsidiary companies, agents, associates,

officers, directors, shareholders and employees of each from and against any and

all claims, causes of action, damages, liabilities, costs and expenses, including

legal fees and expenses, arising out of or related to your breach of any obligation,

warranty, representation or covenant set forth herein.

Online Commerce

Certain sections of the Site may allow you to purchase many different types of

products and services online that are provided by third parties. We are not

responsible for the quality, accuracy, timeliness, reliability or any other aspect of

these products and services. If you make a purchase from a merchant on the Site

or on a site linked to by the Site, the information obtained during your visit to that

merchant’s online store or site, and the information that you give as part of the

transaction, such as your credit card number and contact information, may be

collected by both the merchant and us. A merchant may have privacy and data

collection practices that are different from ours. We have no responsibility or

liability for these independent policies. In addition, when you purchase products

or services on or through the Site, you may be subject to additional terms and

conditions that specifically apply to your purchase or use of such products or

services. For more information regarding a merchant, its online store, its privacy

policies, and/or any additional terms and conditions that may apply, visit that

merchant’s website and click on its information links or contact the merchant

directly. You release us and our affiliates from any damages that you incur, and

agree not to assert any claims against us or them, arising from your purchase or

use of any products or services made available by third parties through the Site.

Your participation, correspondence or business dealings with any third party

found on or through our Site, regarding payment and delivery of specific goods

and services, and any other terms, conditions, representations or warranties

associated with such dealings, are solely between you and such third party. You

agree that Thinksmart Agency.com shall not be responsible or liable for any loss,

damage, or other matters of any sort incurred as the result of such dealings.

You agree to be financially responsible for all purchases made by you or

someone acting on your behalf through the Site. You agree to use the Site and to

purchase services or products through the Site for legitimate, non-commercial

purposes only. You also agree not to make any purchases for speculative, false

or fraudulent purposes or for the purpose of anticipating demand for a particular

product or service. You agree to only purchase goods or services for yourself or

for another person for whom you are legally permitted to do so. When making a

purchase for a third party that requires you to submit the third party’s personal

information to us or a merchant, you represent that you have obtained the

express consent of such third party to provide such third party’s personal

information.

Your purchase is for personal use only. Sharing of purchases is not permitted

and will be considered unauthorized, an infringing use of our copyrighted

material, and may subject violators to liability. If payment for a course is declined,

our system will automatically disable access to our premium materials. (We

understand. This usually happens because a credit card expires.) We want to help

restore your access, so we’ll make every attempt to contact you to help resolve

this issue. Once the billing issue is resolved, we’ll restore access.

Interactive Features

This Site may include a variety of features, such as bulletin boards, web logs,

chat rooms, and email services, which allow feedback to us and real-time

interaction between users, and other features which allow users to communicate

with others. Responsibility for what is posted on bulletin boards, web logs, chat

rooms, and other public posting areas on the Site, or sent via any email services

on the Site, lies with each user – you alone are responsible for the material you

post or send. We do not control the messages, information or files that you or

others may provide through the Site. It is a condition of your use of the Site that

you do not:

Restrict or inhibit any other user from using and enjoying the Site.

Use the Site to impersonate any person or entity, or falsely state or otherwise

misrepresent your affiliation with a person or entity.

Interfere with or disrupt any servers or networks used to provide the Site or its

features, or disobey any requirements, procedures, policies or regulations of the

networks we use to provide the Site.

Use the Site to instigate or encourage others to commit illegal activities or cause

injury or property damage to any person.

Gain unauthorized access to the Site, or any account, computer system, or

network connected to this Site, by means such as hacking, password mining or

other illicit means.

Obtain or attempt to obtain any materials or information through any means not

intentionally made available through this Site.

Use the Site to post or transmit any unlawful, threatening, abusive, libelous,

defamatory, obscene, vulgar, pornographic, profane or indecent information of

any kind, including without limitation any transmissions constituting or

encouraging conduct that would constitute a criminal offense, give rise to civil

liability or otherwise violate any local, state, national or international law.

Use the Site to post or transmit any information, software or other material that

violates or infringes upon the rights of others, including material that is an

invasion of privacy or publicity rights or that is protected by copyright, trademark

or other proprietary right, or derivative works with respect thereto, without first

obtaining permission from the owner or rights holder.

Use the Site to post or transmit any information, software or other material that

contains a virus or other harmful component.

Use the Site to post, transmit or in any way exploit any information, software or

other material for commercial purposes, or that contains advertising.

Use the Site to advertise or solicit to anyone to buy or sell products or services,

or to make donations of any kind, without our express written approval.

Gather for marketing purposes any email addresses or other personal

information that has been posted by other users of the Site.

Thinksmart Agency.com may host message boards, chats and other public

forums on its Sites. Any user failing to comply with the terms and conditions of

this Agreement may be expelled from and refused continued access to, the

message boards, chats or other public forums in the future. Thinksmart

Agency.com or its designated agents may remove or alter any user-created

content at any time for any reason. Message boards, chats and other public

forums are intended to serve as discussion centers for users and subscribers.

Information and content posted within these public forums may be provided by

Thinksmart Agency.com staff, Thinksmart Agency.com’s outside contributors, or

by users not connected with Thinksmart Agency.com, some of whom may

employ anonymous user names. Thinksmart Agency.com expressly disclaims all

responsibility and endorsement and makes no representation as to the validity of

any opinion, advice, information or statement made or displayed in these forums

by third parties, nor are we responsible for any errors or omissions in such

postings, or for hyperlinks embedded in any messages. Under no circumstances

will we, our affiliates, suppliers or agents be liable for any loss or damage caused

by your reliance on information obtained through these forums. The opinions

expressed in these forums are solely the opinions of the participants, and do not

reflect the opinions of Thinksmart Agency.com or any of its subsidiaries or

affiliates.

Thinksmart Agency.com has no obligation whatsoever to monitor any of the

content or postings on the message boards, chat rooms or other public forums

on the Sites. However, you acknowledge and agree that we have the absolute

right to monitor the same at our sole discretion. In addition, we reserve the right

to alter, edit, refuse to post or remove any postings or content, in whole or in

part, for any reason and to disclose such materials and the circumstances

surrounding their transmission to any third party in order to satisfy any

applicable law, regulation, legal process or governmental request and to protect

ourselves, our clients, sponsors, users and visitors.

We occasionally include access to an online community as part of our programs.

We want every single member to add value to the group. Our goal is to make your

community the most valuable community you’re a member of. Therefore, we

reserve the right to remove anyone at any time. We rarely do this, but we want to

let you know how seriously we take our communities.

Registration

To access certain features of the Site, we may ask you to provide certain

demographic information including your gender, year of birth, zip code and

country. In addition, if you elect to sign-up for a particular feature of the Site,

such as chat rooms, web logs, or bulletin boards, you may also be asked to

register with us on the form provided and such registration may require you to

provide personally identifiable information such as your name and email address.

You agree to provide true, accurate, current and complete information about

yourself as prompted by the Site’s registration form. If we have reasonable

grounds to suspect that such information is untrue, inaccurate, or incomplete, we

have the right to suspend or terminate your account and refuse any and all

current or future use of the Site (or any portion thereof). Our use of any

personally identifiable information you provide to us as part of the registration

process is governed by the terms of our Privacy Policy.

Passwords

To use certain features of the Site, you will need a username and password,

which you will receive through the Site’s registration process. You are

responsible for maintaining the confidentiality of the password and account, and

are responsible for all activities (whether by you or by others) that occur under

your password or account. You agree to notify us immediately of any

unauthorized use of your password or account or any other breach of security,

and to ensure that you exit from your account at the end of each session. We

cannot and will not be liable for any loss or damage arising from your failure to

protect your password or account information.

Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE,

SHALL WE, OUR SUBSIDIARY AND PARENT COMPANIES OR AFFILIATES BE

LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR

CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE

INABILITY TO USE, THE SITE, INCLUDING OUR MESSAGING, BLOGS,

COMMENTS OF OTHERS, BOOKS, EMAILS, PRODUCTS, OR SERVICES, OR

THIRD-PARTY MATERIALS, PRODUCTS, OR SERVICES MADE AVAILABLE

THROUGH THE SITE OR BY US IN ANY WAY, EVEN IF WE ARE ADVISED

BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. (BECAUSE SOME

STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN

CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

IN SUCH STATES, OUR LIABILITY AND THE LIABILITY OF OUR SUBSIDIARY

AND PARENT COMPANIES OR AFFILIATES IS LIMITED TO THE FULLEST

EXTENT PERMITTED BY SUCH STATE LAW.) YOU SPECIFICALLY

ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE FOR ANY

DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER. IF YOU ARE

DISSATISFIED WITH THE SITE, ANY MATERIALS, PRODUCTS, OR SERVICES ON

THE SITE, OR WITH ANY OF THE SITE’S TERMS AND CONDITIONS, YOUR SOLE

AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE AND THE

PRODUCTS, SERVICES AND/OR MATERIALS Thinksmart Agency.com IS NOT AN

INVESTMENT ADVISORY SERVICE, IS NOT AN INVESTMENT ADVISER, AND

DOES NOT PROVIDE PERSONALIZED FINANCIAL ADVICE OR ACT AS A

FINANCIAL ADVISOR.

WE EXIST FOR EDUCATIONAL PURPOSES ONLY, AND THE MATERIALS AND

INFORMATION CONTAINED HEREIN AND IN OUR PRODUCTS AND SERVICES

ARE FOR GENERAL INFORMATIONAL PURPOSES ONLY. NONE OF THE

INFORMATION PROVIDED BY US IS INTENDED AS INVESTMENT, TAX,

ACCOUNTING OR LEGAL ADVICE, AS AN OFFER OR SOLICITATION OF AN

OFFER TO BUY OR SELL, OR AS AN ENDORSEMENT, RECOMMENDATION OR

SPONSORSHIP OF ANY Thinksmart Agency.com, SECURITY, OR FUND. OUR

INFORMATION SHOULD NOT BE RELIED UPON FOR PURPOSES OF

TRANSACTING IN SECURITIES OR OTHER INVESTMENTS.

WE DO NOT OFFER OR PROVIDE TAX, LEGAL OR INVESTMENT ADVICE AND

YOU ARE RESPONSIBLE FOR CONSULTING TAX, LEGAL, OR FINANCIAL

PROFESSIONALS BEFORE ACTING ON ANY INFORMATION PROVIDED BY US.

THIS SITE IS CONTINUALLY UNDER DEVELOPMENT AND Thinksmart

Agency.com MAKES NO WARRANTY OF ANY KIND, IMPLIED OR EXPRESS, AS

TO ITS ACCURACY, COMPLETENESS OR APPROPRIATENESS FOR ANY

PURPOSE. YOU acknowledge and agrees that no representation has been made

by Thinksmart Agency.com OR ITS AFFILIATES and relied upon as to the future

income, expenses, sales volume or potential profitability that may be derived

from the participation in THIS PROGRAM.

Termination

We may cancel or terminate your right to use the Site or any part of the Site at

any time without notice. In the event of cancellation or termination, you are no

longer authorized to access the part of the Site affected by such cancellation or

termination. The restrictions imposed on you with respect to material

downloaded from the Site, and the disclaimers and limitations of liabilities set

forth in these Terms of Service, shall survive.

Refund Policy

See conditions below:

1. Refund requested but be submitted to [email protected] within

7 Days of purchase. Please include your information and reasoning for the refund

request.

Other

The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for

copyright owners who believe that material appearing on the Internet infringes

their rights under the U.S. copyright law. If you believe in good faith that materials

hosted by Thinksmart Agency.com infringe your copyright, you, or your agent

may send to Thinksmart Agency.com a notice requesting that the material be

removed or access to it be blocked. Any notification by a copyright owner or a

person authorized to act on its behalf that fails to comply with requirements of

the DMCA shall not be considered sufficient notice and shall not be deemed to

confer upon thinksmartagency actual knowledge of facts or circumstances from

which infringing material or acts are evident. If you believe in good faith that a

notice of copyright infringement has been wrongly filed against you, the DMCA

permits you to send to Thinksmart Agency.com a counter-notice. All notices and

counter notices must meet the then current statutory requirements imposed by

the DMCA; see http://www.loc.gov/copyright for details. Thinksmart

Agency.com’s Copyright Agent for notice of claims of copyright infringement or

counter notices can be reached as follows: [email protected]

This Agreement shall be binding upon and inure to the benefit of Thinksmart

Agency.com and our respective assigns, successors, heirs, and legal

representatives. Neither this Agreement nor any rights hereunder may be

assigned without the prior written consent of Thinksmart Agency.com.

Notwithstanding the foregoing, all rights and obligations under this Agreement

may be freely assigned by Thinksmart Agency.com to any affiliated entity or any

of its wholly owned subsidiaries These Terms of Use shall be governed by and

construed in accordance with the laws of the State of [YOUR COUNTRY/STATE]

and any dispute shall be subject to binding arbitration in [YOUR

COUNTRY/STATE], [YOUR COUNTRY/STATE]. If any provision of this agreement

shall be unlawful, void or for any reason unenforceable, then that provision shall

be deemed severable from this agreement and shall not affect the validity and

enforceability of any remaining provisions.

Disclaimer

Although it is highly unlikely, This policy may be changed at any time at our

discretion. If we should update this policy, we will post the updates to this page

on our Website.